Payday Loans – The Positive Spin on Negative Views

While advocates of payday loans say they grant loan access to people with poor or no credit, critics say these “short term” loans unfairly target minority populations and trap people into lengthy debt cycles. What is the truth? Here’s a breakdown to help you figure things out for yourself. In this article, we’ll explore what…

When Bad Credit Loans Can Be Useful

It’s no secret that we all get into a tough bind once in a while. Your kid falls and hurts themselves, your car breaks down, or you simply need money to pay your bills. You’re worried that you won’t be able to get a loan from a bank, because either your credit isn’t so great,…

Unemployment Rate Rising & The Economy

Filing for unemployment can be scary. As many of us know, a lot of companies that cannot afford to keep their employees on payroll since corona virus got classified as a pandemic. The world went into hiding, and as a result, many businesses started to suffer and are hemorrhaging money. There have been many things…

Paycheck Protection Program

What is Paycheck Protection Program? We have been asked to share what the paycheck protection program, and how it can help small businesses? The program was designed during COVID-19 to help small businesses prevent layoffs or furloughs of their staff. It seems to be a hybrid of a loan and a grant. The program allows…

COVID-19 Financial Update

COVID-19 financial news has been tough on everyone; both emotionally and physically with their day-to-day lives. With working remote due to the stay-at-home orders, it has bit come increasingly difficult for most people to get what they need when they need it. When the crisis first was announced with the lockdown there was a huge…

Your Mortgage Price: The Determining Factors

What You’ll Learn There’s no one biggest factor in determining mortgage price There are many factors that help lenders set interest rates Some of the factors are within your control There are a lot of different factors that decide the price of your mortgage. Some factors depend on you, the homeowner. Some depend on the…