This year has been a roller coaster economically for the world. It has shown us that we need to be prepared for anything. Unfortunately, debt is something in reality to worry about as well. With unemployment at it’s highest it’s been in decades, it forces a rising amount of citizens to use their credit cards…
While advocates of payday loans say they grant loan access to people with poor or no credit, critics say these “short term” loans unfairly target minority populations and trap people into lengthy debt cycles. What is the truth? Here’s a breakdown to help you figure things out for yourself. In this article, we’ll explore what…
What is Paycheck Protection Program? We have been asked to share what the paycheck protection program, and how it can help small businesses? The program was designed during COVID-19 to help small businesses prevent layoffs or furloughs of their staff. It seems to be a hybrid of a loan and a grant. The program allows…
What You’ll Learn There’s no one biggest factor in determining mortgage price There are many factors that help lenders set interest rates Some of the factors are within your control There are a lot of different factors that decide the price of your mortgage. Some factors depend on you, the homeowner. Some depend on the…
Credit score is one thing that can be affected by so many things, expected and unexpected. Credit literally controls your life and what you can and can’t accomplish based on your score. And while you probably have a general idea of what your credit score means, some things that affect your credit score may surprise you. So…
Secured Loans Collateral loans, otherwise known as secured loans are a traditional type loans that you often would need to get from the bank. These typically are harder to get approval for as the banks run a tighter underwriting process. To get a secured loan, you also need to offer something you own as collateral.…
