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Know Your Credit

300 - 629
630 - 689
690 - 719
720 - 850



TransUnion is rated one of the top bureau checks for credit monitoring, repair and identity protection. Your credit is important to keep on top of as many services use it to make decisions. The credit score you receive is based on the VantageScore 3.0 model and are very accurate. Additionally, it is ONLY $19.95 to be able to monitor your score during the lending process – this may help with approvals and getting the best rates!

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  • UNLIMITED updates to your TransUnion Credit Report and Score
  • CreditCompass™, which helps you point your score in the right direction
  • Email updates of critical changes for ALL 3 bureaus
  • Lock and Unlock your TransUnion and Equifax Credit Reports

Online Credit Scores

Get ahead of your credit issues with Online Credit Scores’ detailed credit service.. Partnered with Transunion, Equifax and Experian gives them the ability to provide the most accurate reports, monthly.

As a member of ScoreSense, you will have access to monthly updates for all three of your scores and reports plus $1M in Identity Theft Insurance.

Protect Your Credit and Your Future.

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  • Daily Credit Monitoring & Alerts
  • ScoreSense Dispute Center
  • Updates of critical changes for ALL 3 bureaus
  • 3 Credit Scores & Reports
  • $1 Million Identity Theft Insurance*

Your Score and More

Find your credit score, view credit reports, get credit protection and more with Your Score and More. They offer solutions to those who are in need of fixing their credit and making a better life for themselves.

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  • Uses TransUnion, Experian, and Equifax to get you the most accurate credit scores.
  • Access credit reports from the 1 bureaus
  • Recommendations on what should be done
  • Credit Protection from Identity Theft

Bad Credit Fix

Bad Credit Fix offers multiple services to help you stay on top of your credit. If you have low or bad credit, you can use one of our services to help raise your credit. 

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  • Credit Repair Services
  • Credit Monitoring – Transunion
  • Emergency Financial Services – Loans


Review your credit score quickly and easily with all 3 bureaus. It only takes seconds to find out. Enjoy our many services including identity protection and credit monitoring.

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  • Credit Scores from all 3 bureaus
  • Enjoy Security with our Premium ID Protection Plan
  • Get up to Date on Your Credit Scores before you Rent, Buy or Apply

Why Fixing Your Credit Is Important

Fixing your credit is important because it is used for all your bigger life choices. Buying a home, getting a car, applying for a credit card, or even getting a loan – your credit largely impacts the decisions on whether you are approved or denied from you requests. 

The first step that is important is to find out what your score is by getting a free credit check online. This will usually give you a fairly accurate idea of what you’re credit is. The next step would be to either research and take necessary steps to improve your credit, or try and find a good credit repair program that will help you get back on your feet. If you are below a 500 credit score, this is very important to do, no matter what your age is. 

Our partners have connections with all one or multiple of the three bureaus used to check and monitor credit. There are three steps to achieve great credit. 

  1. Our goal is to help you understand the things that impact your credit / identity. We can provide access to various data sources and help you understand how that data may affect you.
  2. All of our plans offer features and services that help you plan for the future. Whether you have a target score and want to figure out how to get there or just want to plan for the unexpected, we have the right plan for you.
  3. We offer 3 enhanced identity theft protection plans that all include credit monitoring for you and identity theft insurance for your family. Our credit protection services include enhanced credit monitoring and our most comprehensive plan includes credit reports from TransUnion, Equifax, and Experian.

Using Credit Cards to Raise Credit

One way to improve your credit is apply for special credit cards that will allow you to manage your finances better. They typically have anywhere from $500 credit limit and require you to pay them off immediately, thus improving your credit and raising the activity on your credit. 

Once you have a good understanding of your credit, you can opt in for identity theft protection, credit building programs, debt relief programs and more. 

When Bad Credit Loans Can Be Useful

It’s no secret that we all get into a tough bind once in a while. Your kid falls and hurts themselves, your car breaks down, or you simply need money to pay your bills. You’re worried that you won’t be able to get a loan from a bank, because either your credit isn’t so great,…

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Paycheck Protection Program

What is Paycheck Protection Program? We have been asked to share what the paycheck protection program, and how it can help small businesses? The program was designed during COVID-19 to help small businesses prevent layoffs or furloughs of their staff. It seems to be a hybrid of a loan and a grant. The program allows…