Lynx Financials has over 100 direct lender connections, referring thousands of people a week. We help consumers with all credit types get the loans they need quick, mostly as soon as the next business day. We also try and make it as easy as possible to get the loan, by directly depositing it into your account.
Personal Loans for Bad Credit
Online Loans up to $5,000
Personal Loans for Bad Credit
Lender For Me
Request a Personal Loan up to $5,000 with our nationwide network of direct lenders. With advanced technology, we can route your application to the lender who best fits your request.
- Online Installment Loans
- Loan Amounts between $1,000 – $5,000
- Flexible APR rates
- #1 Lender Matching System
My American Loans
This offer specializes in finding the right personal loan lender that suits your needs. Simply submit the online form and wait minutes to find out if approved. Get funds deposited in your account by the next business day.
- American Loans from $100 – $5,000
- 100 Lenders Available Nationwide
- Flexible payment options
- Next Day Funding
Bad Credit Loans
For those who cannot get a traditional loan from the bank, Bad Credit Loans can help. Every day, we help people like you secure loans regardless of your credit rating. We’re here to help you find solutions to your financial needs.
We’ll help you access funds to pay off past-due bills, fix the car, or take care of whatever is holding you back.
- Bad Credit Loans Can Help
- Fast, Convenient Loan Requests
- Full Disclosure
- Simple Qualifications
Get Your Personal Loan Today
What is a Personal Loan?
A personal loan is money borrowed from a bank, credit union or online lender that you pay back in fixed monthly payments, or installments, typically over two to five years. Lender rates can range from 6% to 36% APR.
Most personal loans are “unsecured” — not backed by collateral. A secured loan backed by a car or house is typically cheaper, but you can lose the asset if you default. You usually can use the money for any reason.
Lenders make their decisions based on factors including credit score, credit report and debt-to-income ratio. Not surprisingly, consumers with excellent credit receive the lowest rates, but some lenders offer loans to customers with scores 600 or lower. Consumers who don’t qualify for unsecured loans may be offered secured or co-signer loans.
If you are looking to purchase a home and need a loan, there are plenty of articles that help you understand which loan type would suit you best.
From our blog
Credit score is one thing that can be affected by so many things, expected and unexpected. Credit literally controls your life and what you can and can’t accomplish based on your score. And while you probably have a general idea of what your credit score means, some things that affect your credit score may surprise you. So…
Payday loans in Alabama are not at the present moment under the regulation of the Small Loan Act. Such conditions were very favorable for many old companies to expand and grow, as well as for newer companies to get started. At the present moment, payday lending is absolutely legal in Alabama. New regulations with regards…
Secured Loans Collateral loans, otherwise known as secured loans are a traditional type loans that you often would need to get from the bank. These typically are harder to get approval for as the banks run a tighter underwriting process. To get a secured loan, you also need to offer something you own as collateral.…